New York Contractors

Simplify the challenge of placing New York construction risks.

$10M

Policy Aggregate

A-

AM Best Rating

Up to $2M/$4M

Limits

OVERVIEW

Comprehensive liability protection tailored for New York’s residential and commercial interior trades.

From local electricians and painters to commercial tenant improvement contractors, our program is designed to support the interior trade contractors transforming New York City’s indoor spaces. We offer streamlined, affordable general liability solutions that meet the strict landlord, general contractor, and municipal compliance standards with fewer restrictive exclusions that are often found in NY policies. Backed by a team that specializes in the New York City market, we offer responsive underwriting to help your interior contracting clients protect their businesses and secure contracts.

COVERAGE

How we can help protect your clients:

  • Minimum premium – $35,000
  • $2M/$4M/$4M limits
  • ISO additional insured forms
  • Primary wording as required by written contract
  • Contractual indemnification as required by contract
  • Per Project Aggregate – $10M all policy aggregate
  • Various deductible options
  • No hammer clause for subcontractors
  • Access to both admitted and non-admitted carriers (limitations apply)

What we can write:

Including but not limited to:

Carpentry

Electrical wiring, data network & communications

HVAC – fabrication, pipefitting, and installation

Insulation

Interior decorators installation

Interior drywall and wallboard

Painting and wallpaper hanging

Plumbing – Residential, Commercial & Industrial

OTHER PROGRAMS

Logistics Transportation Security Contractors Workers’ Compensation Snow Removal

Talk to an underwriter.

Have a NY contractor risk or a quick appetite question? Our underwriting team is ready to help.

  • 631-670-6149
Email Us

RESOURCES

Applications & forms

NY Contractors Supplemental

Contact our underwriting team.

Have a contractors risk?

Let’s talk.

Contact Us

Asero is a specialty MGA building disciplined programs across transportation, logistics, security, cyber and beyond.

PROGRAMS

RESOURCES

GET IN TOUCH

Follow us on LinkedIn

© 2026 Asero Insurance Services. All rights reserved.

Asero Insurance Services is a Managing General Agency (MGA), not an insurance company. Asero operates under delegated underwriting authority agreements granted by unaffiliated insurance carriers. Under these agreements, Asero may underwrite and issue insurance policies on behalf of participating carriers. In addition, certain products may be offered on a wholesale basis. Insurance products are distributed only through licensed retail agents, wholesale brokers, and other authorized distributors.